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Critical illness insurance

Secure financial planning for the risk of Critical Illness

Subjects covered: Vietnamese and foreign citizens who are working or studying in Vietnam aged 1 – 60 years.

Coverage:

In case the insured person suffers from a critical illness during the insurance period, PTI will pay all the sum insured and specified in the Contract with the following conditions:
a. Critical illness is the first appearance of the insured person by a physician’s diagnosis.
b. The insured person is alive for at least 30 days after the date of the physician’s conclusion

The insurance contract shall be terminated after the insured person receives the sum and renew for the following years.

Benefits:

Critical Illnesses are covered:

  • First myocardial infarction
  • Stroke
  • Cancer
  • Kidney failure
  • Organ transplants
  • Permanent paralysis of the limbs

Sum insured:

  • Option 1: VND 110,000,000/case/year
  • Option 2: VND 220,000,000/case/year
  • Option 3: VND 330,000,000/case/year

Insurance Premium:

Depends on the age of the insured person and the value of the insurance they choose. Details of premium rates are shown in the table below:

Ages Premium (VND)
Package VND 110 Million Package VND 220 Million Package VND 330 Million
01 – 18 140,000 210,000 300,000
19 – 25 165,000 295,000 430,000
26 – 30 190,000 380,000 560,000
31 – 35 300,000 600,000 920,000
36 – 40 500,000 1,000,000 1,600,000
41 – 45 790,000 1,600,000 2,400,000
46 – 50 1,060,000 2,120,000 3,050,000
51 – 55 1,400,000 2,900,000 4,300,000
56 – 60 1,990,000 4,050,000 6,030,000
61 – 65 3,400,000 6,800,000 10,070,000