Insurance for private houses and apartments
Object of insurance:
Building frame with concrete and reinforced structure of the following types of houses used for residential and / or office purposes:
- Private houses (villas, abutting buildings, residential houses);
- Apartments;
- Houses / apartments under beach resort / hotel projects;
- Collective apartments.
Condition: Houses / apartments not over 30 years.
Insurance interest:
Insured risks:
- Fire, lightning, explosion;
- Drop of aircraft and other aviation facilities;
- Earthquakes, volcanoes;
- Thunderstorms, storms and floods;
- Overflow from storage tanks, water pipes;
- Collision by vehicles or animals;
- Theft with signs of breaking into suddenly, using force and escaping.
Extended interests according to insurance program:
- Expenses for public fire station (Limited to 10%/the amount of insurance money/incident);
- Expenses for scene cleaning (Limited to 10%/the amount of insurance money/incident);
- Rent (Limited to 5.000.000VND/ incident);
- Expenses for architect and design (Limited to 10.000.000VND/ incident)
Insurance premium:
Types of house | Rate / year (excluding VAT) |
Private houses (except houses of level 4) | 0.07% |
Private houses of level 4 | 0.2% |
Apartments with automatic fire protection | 0.05% |
Apartments without automatic fire protection | 0.1% |
Houses / apartments under beach resort / hotel projects | 0.2% |
Collective apartments | 0.2% |
Minimum insurance premium of VND 200,000 (including VAT) |