Material insurance for cars

Object of insurance:

• Compulsory insurance premium of motor vehicle owners civil liability
• Material insurance for cars
• Insurance for driver’s mate and passengers

Insurance coverage:

Compensation for motor vehicle owners with material damages due to natural disasters, unexpected and unforeseen accidents in the following cases:

• Crashing, hitting, overturning, falling, sinking or falling of all vehicles, other objects from outside impacting motorized vehicles;
• Fire, explosion;
• Force majeure risks such as storms, tsunamis, whirlwinds, hail, floods, flood tide, earthquakes, landslides, lightning;
• Loss of all cars by theft, robbery, etc.

Insurance premium:

• Passenger cars without transportation business of up to 9 seats, Pickup vehicles, vans: Fee is only from 1,2% x value of car;
• Interprovince coaches, interprovince buses: Fee is only 1,8% x value of vehicle
• Truck: Fee is only from 1,3% x value of vehicle.

Additional common terms:

• New replacement insurance – Code BS02
• Insurance of stolen vehicles and stolen parts- Code BS04
• Insurance for repair facility selection – Code BS05
• Insurance for engine losses when vehicles operate in flooded areas – Code BS06